High Loan Amount • Collateral-free Options • Quick Disbursal
At Fastter Finance, we offer comprehensive business loan solutions to help you expand, manage cash flow, purchase equipment, or meet any business requirement. With flexible terms and competitive rates, we support businesses of all sizes.
Before applying, prepare a business plan, know your credit score, decide the loan amount, research available options, and keep documents ready.
Proof of address & identity, business proof, income proof, partnership deed, articles of association, memorandum of association, PAN card, etc.
Age: 21-65 years, business vintage: 1-2 years minimum, profit-making for at least 1 year, minimum turnover as per ITR requirements.
Long-term financing for business expansion
Manage daily operational expenses
Funds for opening new branches or locations
Purchase machinery & equipment
Bill discounting & receivables financing
Specialized financing for industrial machinery
Individuals, MSMEs, Sole Proprietorships, Partnership Firms, Public and Private Limited Companies, Limited Liability Partnerships, retailers, traders, manufacturers, and other non-farm income-generating business entities engaged only in the services, trading, and manufacturing sectors.
Using a business loan EMI (Equated Monthly Installment) calculator can help you estimate your monthly loan repayment amount.
| Particulars | Charges |
|---|---|
| Loan Processing Fees | 1.5% to 5% of Loan Amount |
| Loan Cancellation | 0 to 5% of Loan Amount |
| Stamp Duty Charges | ₹60 to ₹600 |
| Legal Fees | Nil |
| Penal Charges | Nil |
| EMI/Cheque Bounce Charges | ₹499 to ₹599 |
Note: Other fees and charges that lenders may levy on your business loan include documentation charges, verification charges, duplicate statement charges, NOC certificate charges and swap charges.
"All employees and staff at Fastter Finance are helpful. They are very cooperative and try to clearly understand customer's needs. I felt very comfortable dealing with them for my business loan from ICICI bank."
— Pranali Fatak"I was a housewife and wanted to start my own kitchen for food delivery. Fastter Finance helped me to get a business loan from my preferred bank. The rate of interest is very affordable and now I have started my kitchen, which is running very smoothly and is profitable."
— Dhara Gori"I never thought getting a business loan will be this easy. Great thanks to Fastter Finance for offering such a good platform for all loan requirements. I got business loans at 16% ROI and money was disbursed within 8 days of applying for loan."
— Satish Upare"I have figured applying for business startup loans through Fastter Finance is one of the smartest ways. If you want to save time, efforts and money then you must try taking loan through Fastter Finance. Once you experience how good this platform works, you will never think of alternatives. All my loan related queries are now addressed by Fastter Finance - this is a one-stop solution."
— Sanjay GandhiA business loan is financing provided to businesses for various purposes like expansion, working capital, equipment purchase. Loan amounts vary from ₹1 Lakh to ₹5 Crore+ depending on business size and requirements.
Business owners, entrepreneurs, sole proprietors, partnership firms, private limited companies, MSMEs, and other business entities with minimum 1 year of operations.
Minimum business vintage of 1-2 years, good credit score (700+), profit-making business, proper documentation, and adequate cash flow for repayment.
Udyam Registration is the new government registration for MSMEs (Micro, Small & Medium Enterprises) that replaced the earlier Udyog Aadhaar registration.
Minimum 650 CIBIL score is required, but 700+ is preferred by most banks for better interest rates and higher loan amounts.
Have good credit score, proper business documentation, positive cash flow, and apply through digital platforms for faster processing.
Unsecured loans require no collateral. Secured loans may require property, equipment, inventory, or other business assets as collateral.
Pradhan Mantri MUDRA Yojana, Stand-Up India, Credit Guarantee Fund Scheme for MSMEs, and various state-level business loan schemes.
Possible but difficult. Options include secured loans, loans with higher interest rates, or loans with co-applicant having good credit.
Working capital, equipment purchase, business expansion, inventory purchase, marketing, hiring staff, debt consolidation, etc.
Yes, but check prepayment charges with your lender. Some banks allow free prepayment after certain period, while others may charge 2-5%.