Terms of Service

Last updated: October 16, 2023

Welcome to Fastter Finance ("we," "our," or "us"). These Terms of Service govern your use of our website, services, and any loan applications or financial products you may obtain through us. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing, browsing, or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.

2. Services Description

Fastter Finance provides housing and mortgage loan services, including:

• Home loans and mortgage financing
• Loan eligibility assessment
• Loan application processing
• Financial advisory services
• Loan calculator tools

We act as an intermediary between borrowers and financial institutions, helping you find suitable loan products based on your financial profile.

3. Eligibility Requirements

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Be a resident of India
• Provide accurate and complete information in your loan applications
• Meet the eligibility criteria of our partner financial institutions

4. Loan Application Process

4.1 Application Submission

When you submit a loan application through our website or representatives, you agree to:

• Provide accurate, current, and complete information
• Promptly update any information that changes
• Authorize us to verify the information provided
• Consent to credit checks and background verification

4.2 Documentation

You will be required to submit various documents, which may include:

• Identity proof (Aadhaar card, PAN card, passport, etc.)
• Address proof
• Income proof (salary slips, bank statements, IT returns)
• Property documents (for Personal Loan)
• Any other documents required by the lending institution

5. Fees and Charges

Our fee structure is as follows:

Service	Fee Description	Payment Timing
Consultation Fee	Free initial consultation	No charge
Processing Fee	Payable to the lending institution	At loan application
Service Fee	Our commission for successful loan processing	Upon loan disbursement

All fees will be clearly communicated to you before you proceed with any service. We are transparent about all charges and do not have any hidden fees.

6. Interest Rates and Terms

Interest rates, loan tenure, and other terms are determined by the lending institutions and are subject to:

• Market conditions
• Reserve Bank of India guidelines
• Your credit profile and eligibility
• Loan amount and tenure
• Type of loan product

We provide estimated interest rates for informational purposes, but the final rates are set by the lending institution.

7. User Responsibilities

As a user of our services, you agree to:

• Use our services only for lawful purposes
• Provide truthful and accurate information
• Maintain the confidentiality of your account information
• Notify us immediately of any unauthorized use of your information
• Comply with all applicable laws and regulations
• Not attempt to circumvent any security measures

8. Intellectual Property

All content on our website, including but not limited to:

• Text, graphics, logos, and images
• Software and code
• Loan calculator tools
• Brand names and trademarks

are the property of Fastter Finance or our licensors and are protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

9. Limitation of Liability

Fastter Finance shall not be liable for:

• Any loan rejection by financial institutions
• Changes in interest rates or loan terms by lenders
• Delays in loan processing or disbursement
• Any financial loss or damage resulting from your use of our services
• Inaccurate information provided by you
• Technical issues beyond our reasonable control

Our maximum liability to you for any claim related to our services shall not exceed the total fees paid to us for that specific service.

10. Privacy and Data Protection

We are committed to protecting your privacy and personal information. Our collection, use, and disclosure of your information are governed by our Privacy Policy. By using our services, you consent to our privacy practices.

11. Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for:

• The content or practices of third-party sites
• Any transactions between you and third parties
• The accuracy of information on external sites

Your use of third-party services is at your own risk and subject to their terms and conditions.

12. Termination

We may terminate or suspend your access to our services:

• If you breach these Terms of Service
• If we suspect fraudulent activity
• If required by law or regulatory authorities
• For any other legitimate business reason

You may terminate your relationship with us by providing written notice and settling any outstanding fees.

13. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of significant changes by:

• Posting the updated terms on our website
• Sending email notifications to registered users
• Updating the "Last updated" date

Your continued use of our services after changes constitutes acceptance of the modified terms.

14. Governing Law and Dispute Resolution

These Terms of Service are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Boisar, Maharashtra.

In case of any dispute, we encourage you to first contact us directly to seek an amicable resolution.

15. Contact Information

If you have any questions about these Terms of Service, please contact us: