Up to ₹40 Lakhs • No Collateral Required • Quick Disbursal
At Fastter Finance, we offer personal loans for all your needs without asking for collateral. Whether it's for medical emergencies, debt consolidation, home renovation, or wedding expenses, get funds quickly with minimal documentation.
High loan amount for all needs
7 years flexible repayment
Unsecured loan, no guarantor
Starting from 10.5% p.a.
Approval within 24-48 hours
Basic KYC and income proof
Limited time offer for first-time customers
For government employees & premium corporates
Get free credit score check with application
For employees with stable income
₹15K+ monthly salary required
For business owners & professionals
Min ₹20L annual turnover
Special rates for salary account holders
Pre-approved offers
A personal loan is an unsecured loan that is not backed by collateral or security. This makes it a flexible financing option, as there are no limitations on its use.
Combining multiple debts into a single loan with a lower interest rate to save money on interest payments and make it easier to manage debts.
Using a personal loan to fund home renovation projects can increase the value of your home and improve your living conditions.
If you have unexpected medical expenses, such as emergency surgery or hospitalization, a personal loan can help cover the costs.
A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.
An EMI calculator is a useful tool that can help you estimate the monthly installments you will have to pay towards your personal loan within a specific period. By using the Fastter Finance Personal Loan EMI calculator, you can calculate your EMI beforehand, which can help you plan your finances better. Additionally, you can check your eligibility and compare different loan options using our calculator.
Calculate Your EMI Now| Particulars | Charges |
|---|---|
| Loan Processing Fees | ₹2,999 to 5% of Loan Amount |
| Loan Cancellation | ₹3,000 to 5% of Loan Amount |
| Stamp Duty Charges | ₹150 to ₹300 |
| Legal Fees | As per actuals |
| Penal Charges | 2% per month |
| EMI/Cheque Bounce Charges | ₹499 to ₹599 |
Note: Other fees and charges that lenders may levy on your personal loan include documentation charges, verification charges, duplicate statement charges, NOC certificate charges and swap charges.
"During the COVID-19 times, I was in urgent need of some funds for the treatment of my brother and I was not able to get it from anywhere. Even the bank I have my salary account refused to provide me a personal loan, then my friend told me about Fastter Finance and after contacting them, I was able to get a personal loan in a span of three days from standard chartered bank."
— Neelima Jain"Fastter Finance helped me in getting a personal loan for my wedding. I was pretty impressed by the rate of interest, terms and conditions they got me by negotiating from the bank. I can surely refer all of my colleagues to Fastter Finance for applying any type of loan."
— Sheetal Jain"I took a personal loan through Fastter Finance and used it to clear my credit card dues. This way I saved some money as the interest charged on my credit card was much higher than the personal loan."
— Rajesh Dodiya"The comparison table, which Fastter Finance have provided on their website, is best. As it is very useful for every loan seeker. Using that table I applied with YES bank as it suited best to my requirements."
— Pritesb DesaiMinimum 650 credit score is required, but 750+ will get you better interest rates.
Minimum net monthly salary of ₹15,000 for salaried individuals.
Yes, pensioners with a pension account at leading banks can apply subject to eligibility.
Generally no, unless they have a regular source of income or a co-applicant with income.
Yes, if your debt-to-income ratio is within limits and you have good repayment history.
For salaried individuals, salary slips are mandatory. Self-employed can submit ITR instead.
Yes, personal loans can be used for marriage/wedding expenses without restrictions.
Yes, from different banks if you meet eligibility criteria for both.
Usually 2-5% of outstanding amount, but varies by lender. Some offer free prepayment after 6-12 months.
No, personal loans are unsecured and don't require collateral or security.
From 12 months to 84 months (7 years) depending on loan amount and eligibility.
Use our online EMI calculator by entering loan amount, interest rate and tenure.
Up to ₹40 Lakhs depending on income, credit score and repayment capacity.
24-48 hours for approval, 3-7 working days for disbursal after document verification.
Yes, especially if you have good credit score, stable income or existing relationship with bank.